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Credit and finance related articles to help you get on track
Owning a Home after Bankruptcy – It is Possible!
Dream of owning a home? It’s not impossible after filing bankruptcy. You can still be a proud home owner, so don’t give up on your dream! You must take the right steps to get a mortgage or loan approved. If you are thinking of filing bankruptcy or already have, this...
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The Importance of Minimizing Credit Applications during the Credit Repair Process
Repairing your credit is probably one of the most difficult parts of adult life to deal with. You are now paying for the careless mistakes you made in your youth. What can you do, and what shouldn't you do? One thing is for sure: never apply for more lines of credit...
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Shady Business of the Credit Industry
You can work your hardest to pay your bills and keep your credit score afloat, but you may still deal with a bad credit score. That’s not fair, is it? This is because the credit bureaus, creditors, and collection agencies are all working together to lower your credit...
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Is No Down Payment a Good Idea?
So, you’re ready to take the plunge and buy a home? Congratulations! However, you may want to pump the brakes. Do you have a down payment available, as well? We all know buying a home with cash is nearly impossible, so we depend on home loans to do so. Surprisingly, a...
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How to Show Your Loan Officer You are Reliable
When your loan officer is asking what your income is, you want to confidently convey, “Yes, I can afford it!” The first and foremost concern on their minds is your ability to pay off your home loan consistently. They want to know they can get their money back! It’s...
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Keys to Owning Your Dream Home
Thinking of taking out a mortgage can be a nerve-wracking experience! For many new homeowners, the number of zeroes on the mortgage can get your blood pressure rising. There’s no need to panic if you start on the right foot, and we are here to help! Current Expenses...
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3 Things to Do Before Asking For A Home Loan
Wouldn't it be nice if getting a home loan was easy? You could walk into the bank, request the money, and leave with a check to purchase your dream home. Unfortunately for us, this isn't how things work. When you visit a loan officer, he/she will crunch numbers to...
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Cut down on bills, grow your savings!
Want to cut down on your expenditures? Many people don’t know this, but you can negotiate down prices of services you pay for. It’s all a matter of doing it properly and effectively. It definitely pays to take a little time to learn how it works. Before you know it,...
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