Blog
Credit and finance related articles to help you get on track
Numbers Working Against You
If you have been laid off from a job, fell ill, had your identity stolen, or dealt with an extended family emergency, getting a home loan can be difficult. Even if you have always been a responsible bill payer, these unforeseen circumstances can set you back more than...
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What to Do before Buying a Foreclosed Home
You may find a home and think, “Wow! The price is amazing. It's in foreclosure, so we will get the deal of the century!” It's true - you can generally find a foreclosed home at a price below market value. The bank is trying to get rid of it, so they are no longer...
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Consider Rent-To-Own Options before Buying
You stare out the window of the car, envious of the beautiful homes with kids playing in the yard, moms gardening, and dads washing the family car. Buying a house is something you think you will never accomplish. Not so fast! There are options for getting out of your...
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Using a Rent-To-Own Home to Your Benefit
You went to the bank with high hopes of getting a loan, only to be shot down due to your credit. You are devastated until you talk with the seller of the property, and they offer a rent-to-own contract. It’s your lucky day! Why is rent-to-own good for you? Not only do...
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How to Cut Down Monthly Bills
Think saving is just about tightening your belt? Dread giving all the fun? I’m here to tell you that it’s not necessary to do so! While there is a real need to cut back when you’re saving money for a home, there’s no need to give up all the things you enjoy in life....
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Found an Error on Your Credit Report? Here’s How to Make Sure it Gets Corrected
You may be relieved to find out that the item that’s adversely affecting your credit score isn’t an error after all. Phew! The next step is to get it corrected. That’s when the process of disputing it begins! As there are three national credit bureaus, you have to...
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Say Goodbye to Debt, and Hello to Higher Net Worth
Are you in the midst of preparing to buy a home? We know how that feels – nerve wracking yet exciting at the same time!! One thing on the forefront for would-be homeowners’ is their net worth (total assets – total liabilities). Are you aware of your net worth? A loan...
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The Smaller Acts that Protect Your Credit
Don't get caught with dodgy deals and poor products! There's nothing worse than thinking you and your bank have a ‘best bud’ relationship, only for them to trip you up. As a consumer, you need strong protection when it comes to credit reporting. Why should only the...
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