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Credit and finance related articles to help you get on track
Know Your FCRA Rights to Protect Yourself!
Do you need credit to purchase a new car? Maybe you need to pay off medical bills or want to buy a home. Whatever the reason, most of us need credit at some point in our lives. When that time comes, you can’t help but be wary of lenders – which ones can you trust?...
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Stop Letting Bad Credit Haunt You!
Do you feel owning a home is impossible due to a bad credit score? You may be kicking yourself at the choices you made in the past, since you now want to buy a house and build your credit. You may be nervous to even look at your credit report, because it's so...
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Understanding the Credit Repair Process
All these numbers, all these accounts, and so many dates! Where did all this come from? What does it mean? These thoughts go through many people's minds when looking at a credit report for the first time. No matter what bureau your report comes from (TransUnion,...
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What You Should Check on Your Credit Report
To make sure your financial life is on track, check your credit report on a regular basis. You may think, “but what am I looking for?” You are not alone – a lot of the information can be confusing. Here are the basics of what is on your credit report and what you...
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Fighting a Credit Error
You've likely heard that getting an error off your credit report isn't easy. There are specific methods you should use when facing the credit bureaus, creditors, or dreaded bill collectors. It can't be that complicated, can it? It is actually more difficult than you...
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Get To Know Your Credit Report
You probably want to live the American Dream: complete with a house, car, and possibly a big screen TV. This is definitely a great life and I dream of it, too! That sometimes means, however, that we have to borrow money. Borrowing money means you need to have a good...
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What If Report Errors Aren’t Being Removed?
If you're getting nowhere writing letters to dispute an error on your credit report, it can be frustrating. You may be considering giving up altogether. After all, you're just one person up against a huge organization! Don't be dismayed. There are backup steps to take...
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Writing a Convincing Round 2 Letter
Have you disputed a mark on your credit report by writing to the Bureau, but you received an answer you're unhappy with? The Bureau may say no mistakes have been made, even if you're certain there is one! Most people stop at that point and feel as though nothing else...
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