How to Show Your Loan Officer You are Reliable

How to Show Your Loan Officer You are Reliable

When your loan officer is asking what your income is, you want to confidently convey, “Yes, I can afford it!” The first and foremost concern on their minds is your ability to pay off your home loan consistently. They want to know they can get their money back! It’s...
Keys to Owning Your Dream Home

Keys to Owning Your Dream Home

Thinking of taking out a mortgage can be a nerve-wracking experience! For many new homeowners, the number of zeroes on the mortgage can get your blood pressure rising. There’s no need to panic if you start on the right foot, and we are here to help! Current Expenses...
3 Things to Do Before Asking For A Home Loan

3 Things to Do Before Asking For A Home Loan

Wouldn’t it be nice if getting a home loan was easy? You could walk into the bank, request the money, and leave with a check to purchase your dream home. Unfortunately for us, this isn’t how things work. When you visit a loan officer, he/she will crunch...
Cut down on bills, grow your savings!

Cut down on bills, grow your savings!

Want to cut down on your expenditures? Many people don’t know this, but you can  negotiate down prices of services you pay for. It’s all a matter of doing it properly and effectively. It definitely pays to take a little time to learn how it works. Before you know it,...
Numbers Working Against You

Numbers Working Against You

If you have been laid off from a job, fell ill, had your identity stolen, or dealt with an extended family emergency, getting a home loan can be difficult. Even if you have always been a responsible bill payer, these unforeseen circumstances can set you back more than...
What to Do before Buying a Foreclosed Home

What to Do before Buying a Foreclosed Home

You may find a home and think, “Wow! The price is amazing. It’s in foreclosure, so we will get the deal of the century!” It’s true – you can generally find a foreclosed home at a price below market value. The bank is trying to get rid of it, so they...