Fighting a Credit Error

Fighting a Credit Error

You’ve likely heard that getting an error off your credit report isn’t easy. There are specific methods you should use when facing the credit bureaus, creditors, or dreaded bill collectors. It can’t be that complicated, can it? It is actually more...
Get To Know Your Credit Report

Get To Know Your Credit Report

You probably want to live the American Dream: complete with a house, car, and possibly a big screen TV. This is definitely a great life and I dream of it, too! That sometimes means, however, that we have to borrow money. Borrowing money means you need to have a good...
Writing a Convincing Round 2 Letter

Writing a Convincing Round 2 Letter

Have you disputed a mark on your credit report by writing to the Bureau, but you received an answer you’re unhappy with? The Bureau may say no mistakes have been made, even if you’re certain there is one! Most people stop at that point and feel as though...
What Do Credit Bureau Responses Mean?

What Do Credit Bureau Responses Mean?

Have you received a letter from the credit bureau after filing a dispute?? Are you confused about what it means? Before you start to panic, read through this article. We will cover a few responses you may receive, and what they mean for you and your credit report. A...
Writing a Noticeable Dispute Letter

Writing a Noticeable Dispute Letter

If you discover an error on your credit report, don’t panic! There are ways to mend it. The first step, of course, is to find out whether this is actually an error. Talk to your creditors to double check the details on your report before doing anything else. Once...