Know Your FCRA Rights to Protect Yourself!

Know Your FCRA Rights to Protect Yourself!

Do you need credit to purchase a new car? Maybe you need to pay off medical bills or want to buy a home. Whatever the reason, most of us need credit at some point in our lives. When that time comes, you can’t help but be wary of lenders – which ones can you trust?...
Stop Letting Bad Credit Haunt You!

Stop Letting Bad Credit Haunt You!

Do you feel owning a home is impossible due to a bad credit score? You may be kicking yourself at the choices you made in the past, since you now want to buy a house and build your credit. You may be nervous to even look at your credit report, because it’s so...
Understanding the Credit Repair Process

Understanding the Credit Repair Process

All these numbers, all these accounts, and so many dates! Where did all this come from? What does it mean? These thoughts go through many people’s minds when looking at a credit report for the first time. No matter what bureau your report comes from (TransUnion,...
What You Should Check on Your Credit Report

What You Should Check on Your Credit Report

To make sure your financial life is on track, check your credit report on a regular basis. You may think, “but what am I looking for?” You are not alone – a lot of the information can be confusing. Here are the basics of what is on your credit report and what you...
5 Things to Check in a Credit Audit

5 Things to Check in a Credit Audit

Do you have a credit score but have no idea what it means? Do you know how credit reports calculate a score, and how this affects your financial future? There is more to keeping good credit than being financially responsible. You can pay your phone bill on time and...